Cash Concentration and Liquidity Solutions
Effective liquidity management is a key component to maintaining financial stability and operational efficiency in your business. Our Cash Concentration and Liquidity Solutions empower your business to maintain financial flexibility, improve cash management, and support sustainable growth.
Our comprehensive suite of Cash Concentration and Liquidity Solutions is designed to help you:
- Maximize cash flow,
- Optimize returns, and
- Ensure you have immediate access to funds when you need them.
Zero Balance Account
Eliminate idle account balances, maintain greater control of sub-accounts, avoid overdrafts, and automate funds transfers between checking accounts with our zero balance account (ZBA) product. A ZBA account automatically transfers funds between sub-accounts and your master operating accounts to cover the exact dollar amount of payments clearing.
Automated Clearing House (ACH) to Concentrate Cash Balances
Gather balances from accounts held with multiple institutions and concentrate funds in a centralized account.
Money Market Checking Accounts
Earn interest and maintain convenient access to savings funds via check.
Money Market Checking Accounts with Enhanced FDIC Coverage
Gain additional security and earn competitive rates of interest on Money Market Checking account balances above the general FDIC limits.
Automated Overnight Sweep with Enhanced FDIC Coverage
Ensure the safety and soundness of larger sweep account balances with higher FDIC account coverage limits.
Certificates of Deposit
Receive a guaranteed rate for the full term of your time deposit account. Minimum deposits and varying terms available. Subject to penalty for early withdrawal.
CDARS® (Certificate of Deposit Account Registry Service) with Enhanced FDIC Coverage
Earn interest and access multimillion-dollar FDIC protection on Certificate of Deposit accounts.
Why Choose Enterprise Bank?
- Expert Guidance: Our experienced professionals provide personalized support and insights to help you navigate complex liquidity challenges.
- Innovative Tools: Leverage cutting-edge technology and tools designed to optimize your cash management processes.
- Community Focus: As a bank dedicated to building strong relationships and supporting our community, we are committed to helping local businesses thrive.