Vehicle Financing and Personal Loan Rates As Low As ...

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  • Vehicle Financing

    Vehicle Financing

    Loan Type Interest Rate APR1 Term
    Payment for $5,000 loan amount
    - 48 month term
    Origination Fee

    Auto - New

    Vehicles less than 2 years old

    Maximum mileage of 5,000

    Loan amounts $2,000 to $75,000

    Maximum LTV of 90%

    7.250% 7.771% 12 to 60 Months $121.53 $50.00

    Auto - Used

    Vehicles less than 10 years old

    Maximum mileage of 5,000

    Loan amounts of $2,000 to $30,000

    Maximum LTV of 80%

    7.500% 8.028% 2 to 48 Months $122.03 $50.00

    Motorcycle - New

    Vehicles less than 2 years old

    Maximum mileage of 5,000

    Loan amounts $2,000 to $30,000

    Maximum LTV of 90%

    7.250% 8.028% 12 to 48 Months $122.13 $50.00

    RV/ATV/Boat/Snowmobile


    Vehicles less than 10 years old

    Maximum mileage of 100,000

    Maximum LTV of 80%

    10.500% 11.036% 12 to 84 Months $129.31 $50.00

    1 Annual Percentage Rate (APR) reflects 0.25% discount with automatic loan payment from an Enterprise Bank account. Advertised APR assumes credit score of 730 or higher and actual APR may differ based on your credit history, approved loan amount and term.

    Enterprise Bank will not accept "blemished" titles as collateral, including, but not limited to, salvaged, true miles unknown (TMU), or rebuilt. Maximum boat length of 25 feet. All vehicle loans require appropriate vehicle insurance.

    All rates and terms subject to change without notice and are subject to credit approval. Other rates, terms and conditions may apply.

  • Personal Loans

    Personal Loans

    Loan Type Interest Rate APR Term
    Payment for $5,000 loan amount
    - 48 month term
    Origination Fee

    Unsecured

    Loan amounts $1,000 to $25,000


    Maximum term of 12 months up to $2,000


    Maximum term of 60 months for loan amounts $2,001-$25,000

    12.500% 13.046%2 12 to 60 Months $134.25 $50.00

    Cash Reserve

    Loan amounts $1,000 to $10,000

    18.000% 18.000% N/A Variable based on
    outstanding balance
    None

    Savings/CD Secured

    Loan amounts $1,000 up to 100% of balance in an Enterprise Bank Savings Account or Certificate of Deposit
     

    3% above the interest rate of the collateral securing the loan 3% above the interest rate of the collateral securing the loan3 N/A $111.81 $50.00

    Mass Save® HEAT

    Loan amounts $500 to $25,000


    Maximum term of 24 months up to $2,000


    Maximum term of 84 months for loan amounts $2,001-$25,000
     

    0% 0% 12 to 84 Months $104.17 None

    2 Annual Percentage Rate (APR) reflects 0.25% discount with automatic loan payment from an Enterprise Bank account. Advertised APR assumes credit score of 730 or higher and actual APR may differ based on your credit history, approved loan amount and term.

    3 Rate may change after consummation. Payment example based on a deposit savings account with an interest rate of 0.010%.

    4 Please refer to Enterprise Bank's Mass Save HEAT Loan Information for program requirements and details on the application process.

    All rates and terms subject to change without notice and are subject to credit approval. Other rates, terms and conditions may apply.

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